Mona Koussa
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(925) 831-9615 | Cell: (510) 541-4050(510) 541-4050
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Home > Loans

Understanding Mortgage Points -eHomeSurf

November 7, 2016 by Mona Koussa Leave a Comment

Mortgage Points

Mortgage Points When a borrower obtains a mortgage, points are commonly included in the closing costs. Mortgage points come in two different types - origination and discount. Origination Points Many lenders charge origination points when a borrower gets a mortgage. The Continue Reading

‘Shadow Banks’ Are on the Rise for Home Loans

November 3, 2016 by Mona Koussa Leave a Comment

Shadow Banks

Shadow Banks are on the Rise: Should You Be Afraid?‘Shadow Banks’ Are on the Rise for Home Loans: Should We Be Afraid?Where do home buyers go for a mortgage? To a bank, of course—or at least that’s what many might think. Yet a new force has taken over home financing, called Continue Reading

5 of the Best Reasons to Buy Your Retirement Home Now

September 30, 2016 by Mona Koussa Leave a Comment

5 of the Best Reasons to Buy Your Retirement Home Now

Buy Your Retirement Home Now. If you're planning to move when you retire, it might make sense for you to buy your next home now rather than wait, especially if you plan to stop working in the next five years. Whether you are looking to move to another state or just a few Continue Reading

5 Tips for Deciphering Your Home Loan’s Good-faith Estimate

July 15, 2016 by Mona Koussa Leave a Comment

Home Loan’s Good-faith Estimate

When you’re shopping for a mortgage loan, it’s sometimes hard to understand the jargon lenders use in the good-faith estimate explaining the costs and fees you’ll pay when taking out a mortgage.When you apply for a mortgage, the lender has three days to give you a good-faith Continue Reading

Building Home Equity? Time is on Your Side

November 6, 2013 by Mona Koussa Leave a Comment

Building Home Equity? Time is on Your Side

  Home Equity is the amount of the house you actually own. It’s the difference between your loan balance and your home’s current value. If you sold your house and paid off the loan, your equity is the amount you’d have left over. Amortization is the pay down of a Continue Reading

Mortgage loan – Right alternative to arrange for money and buy your home

January 10, 2012 by Mona Koussa Leave a Comment

Are you planning to purchase your own house? Do you find that you do not have sufficient money to fulfill your dream? If yes, then you must be looking for a suitable solution so that you can fulfill your dream of buying a house. Thus, you decide to take out a mortgage loan Continue Reading

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