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Home > Mortgage Modification Options For San Ramon Home Owners

Mortgage Modification Options For San Ramon Home Owners

June 26, 2012 by Mona Koussa Leave a Comment


Find out if Mortgage Modification is right for You.

As you know loan modification is when the borrower and the lender agree to change the term\terms of the home owner mortgage loan, so that the home owner get to keep his home at an affordable monthly mortgage payment thereafter. Although not all modification are permanent, a large number of San Ramon home owners were able to keep their homes and not be foreclosed on.
If you are like many other people facing foreclosure who are considering loan modifications, make sure that the new loan terms fit your needs and budget. Remember you can still negotiate the terms and make the choices that are right for you.
There are many loan modification options to consider:
1. Lower interest rates
2. Longer mortgage terms
3. Loan amount reduction
4. Temporary suspension of your regular monthly mortgage payments
But before you ask your lender for loan modification you should a clear understanding of:
why do you want the loan mods
can you really afford it
How long the reduced payment will stay in effect.
For more information about loan modification contact your San Ramon local realtor Mona Koussa. 925-831-9615

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Filed Under: Blog, San Ramon Home Sellers Video Tips

About Mona Koussa

A seasoned, expert broker specializing in the East Bay in Northern California. I have an intimate understanding of market trends, and knowledge of neighborhood amenities. I am your neighborhood link to exiting new listings... Read
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